Financial literacy is a key competence for everyday life. It enables individuals to make informed decisions, manage their resources effectively, and plan for the future.

However, many people lack even basic knowledge of economic and financial concepts. This often leads to poor financial decisions, increased risk of debt, and long-term economic instability.

Vulnerable groups such as migrants, individuals with low educational backgrounds, and people with limited access to education are particularly affected.

The ICMMM project addresses these challenges by providing simple, accessible, and practical learning materials tailored to real-life needs.